Pedro Fernandez

Pedro Fernández
Occupation	Technology entrepreneur, software engineer
Known for	Co-Founder and CTO of Altur

Pedro Fernández is a technology entrepreneur and the co-founder and chief technology officer (CTO) of Altur, a company that develops voice artificial intelligence agents for debt collection and sales operations. Altur was founded in 2023 and is based in the San Francisco Bay Area. The company participated in Y Combinator's Summer 2025 batch.

Career

Fernández co-founded Altur in 2023 alongside Luis Olave, who serves as the company's CEO. As CTO, Fernández oversees the technical development of the company's AI-powered platform.

Altur describes its product as a "human-less call center," providing AI agents that manage debt collection and sales operations without the need for human call center staff. The platform incorporates several components: a strategy layer that segments accounts based on their attributes and selects the optimal channel, timing, frequency, and tone to maximize contact and conversion rates; and an outreach system built on a proprietary dialer optimized for debt collection and banking sales in Latin America, which the company claims is up to six times more effective than conventional approaches.

The company's clients include financial institutions and fintech companies operating in Latin America, with logos on its website indicating partnerships with firms such as Albo, R2 Capital, Compartamos, and others. As of 2025, Altur had approximately four employees.

Prior to founding Altur, Fernández held roles at other organizations. According to publicly available professional records, he worked as a data analyst at Latam Business School and held positions at other entities, though detailed information about the duration and scope of these earlier roles is limited in public sources.

Altur was accepted into the Y Combinator Summer 2025 batch, a startup accelerator program based in San Francisco. The company is categorized as a business-to-business (B2B) enterprise and was active as of 2025.